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Cashback On Finance And Shopping |
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APR Rates
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FINANCE HELPThis site is intended as a free reference resource , offering commercial & personal financial help during this current time of bust as the global recession takes hold . Information is obtained from selected professional sources but no guarantee is made on accuracy so please only use the site for reference only. Latest Credit Crunch News(Report By A. Bartley for Finance Help) Chancellor Alistair Darling has established an unprecedented £50 Billion direct lending pool for businesses paid for by tax payers via the Bank Of England, thereby bypassing the traditional lending route of the high street banks . Additionally they have made the major policy decision to sink a further 200 Billions of UK money into the broken banks in an attempt to get them lending to each other again . The good news - Interest rates have falling again this month (Jan 09) to 3.1% (almost a massive 25% drop) How The Credit Crunch Is Affecting YouMillions of savers are still only just waking up to the fact that interest on savings has crashed from 7% (2nd quarter 2008) to only about 4% and likely to fall again shortly - now is the time to shop around if you haven't done so already! Bank shares have dropped massively following the near privatisation of RBS (governament now has 70% holding) , this will undoubtedly affect many pensions (this will be a major problem for those just about to draw a lump sum - but hopefully in long term things will recover somewhat) . But shareholders are not happy with the banks being as good as privatised so short term selling of shares is rampant The 15% VAT rule has caused misery for some businesses , having to adapt their price tags and accounting practices whilst it is doubtful whether the 2.5% reduction has attracted consumers to spend more , however as VAT is paid on most goods and services it was quite a clever move to take less money from everyone's pocket Comments Send in comments - we will gladly publish (sensible) comments on any of these topics comment here OUR REVIEW ON : Cashback Rewards On Financial Products We recommend that if you are considering taking out any secured or insecured loan / applying for a well known brand of credit card / taking out home car ( even pet insurance ) then to seriously consider getting third party cashback . There are a number of cashback sites out there in Cyber space sharing their advertising commission from the financial institutions with YOU the potential customer . It is a big growth industry as more and more finance customers are finding just how much they can save .
All you need do is apply at the cashback site then logon to your account and choose the finance provider from the cashback sites "shopping mall" , then click through to the finance site and apply for what you want , everything's automated and providing the technology tracks ( which in most cases it it does - if it doesn't the cashback operator usually will chase the problem up as they have a vested interest in receiving your sales commission ). You'd be daft not to take advantage as the money is offered by the third party cashback site . We liked the idea some much we have decided to help you get started , so we have partnered with one of the bigget (and in our opinion the best - but don't take our word for it!) ,, simply complete our priority cashback form and then you can shop for your favourite finance deal (even if you already have a finance provider in mind it's worth joining as they have 100s of finance companies to choose from , and yours is probably on the list) Cashback Express Signup |
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